Flood Insurance - Are You Positive You Are Covered?

The 2007 Atlantic Tropical Hurricane Season is rapidly approaching and folks are hoping that this season will be mild like the 2006 Tropical Hurricane Season, which meteorologists said was about an average season. We all hope so, as the memory of Katrina, Rita and Wilma, the three sisters from hell still lingers in our minds. That insane 2005 Atlantic Tropical Season will take a great number of years to forget. The folks in New Orleans and along the Gulf Coast may never forget it.

This brings me to another topic that folks often do not discuss; Flood insurance. You see it is usually not the winds that do the most damage from a Hurricane it is the flooding that just ruins everything. Worse off nearly all home owners policies do not cover such things? That's right, so it makes sense to talk with an expert about this prior to the Hurricane Season and make sure you are covered if you live in a Hurricane Zone.

Recently, there was a Supreme Court ruling after one insurance company did not pay for flood insurance due to a "fine print" mention which excluded wind driven rain. The Insurance Company won the case and did not pay for the damages. Thus, in my opinion it might be wise to talk with a certified expert insurance person and make sure you know if you are covered yet.

When did Noah build the ark; before the rain, remember? I certainly hope this article is of interest and that is has propelled thought. The goal is simple, to help you in your quest to be the best in 2007. I thank you for reading my many articles on diverse subjects, which interest you.

"Lance Winslow" - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/. Lance is a guest writer for Our Spokane Magazine in Spokane, Washington

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